Tomorrow I’m going to a class titled something like “Mid-Career Retirement Planning Seminar.” Aside from the less than creative naming, it took a while for what that really means to sink in to my thick skull. This coming January, I’ll have ten years on the job. Admittedly, that’s on the low side of the “mid-career” range, but it still doesn’t quite seem possible that I’ve been hanging out with Uncle Sam long enough for a decade to slip past more or less unnoticed. Apparently I have. As a reward, Uncle wants me to find out what it’s going to take to retire to something other than an old age of dining on cat food and choosing between paying my electric bill and buying my medication.

I’ve got my own theory on how to do that, of course, and a guy who makes good money to give me advice and keep an eye on my retirement nest egg, but I’m an open minded kind of guy (stop snickering). I’m open to hearing whatever brilliant ideas this bunch of contractors came up with. I’m going to give them the benefit of the doubt until someone mentions Social Security being the “third leg of the retirement stool”, or working past 70 to offset potential market losses and as a hedge against accidentally living long enough to hit the century mark. Since I’m under no delusion of Social Security being anything more than a happy memory by 2040 and the prospect of dropping dead at my desk isn’t particularly appealing, I think I’ll plan for the more traditional route.

Either way, tomorrow could be anything from passingly informative to mildly amusing. That’s mostly going to depend on the performance of whoever is giving the pitch. In any case, I’ll keep my snark at the ready in case it’s needed on short notice.