Discredit Union…

I got to experience the joy of having my credit card and identity stolen a few years ago, so when I go on the road now, I pay my expenses out of a secondary account that’s not linked to the one that pays the bills, keeps my savings, or handles any of the other financial transactions you need to conduct in modern society. I like having that firewall between me and whoever might be interested in gathering up ill gotten gains. I didn’t expect that my own credit union was going to be the one interested in gaining from my loss.

Using the fancy mobile deposit app provided by my credit union, I stood in my kitchen and deposited a check that was to cover my traveling expenses last week. The app said the deposit was successful. I saw the credit “pending” and went on about my business assuming that the deposit was actually going to take place. You see, that’s where I made my first mistake, because this morning I logged in to my account to see debits bouncing off of it like a cascade of rubber balls – each one generating it’s own $10 overdraft fee.

A stop at their local branch office and what I know so far is that without the physical paper check, I’m pretty much out of luck. It doesn’t matter of they have a record of the initial transaction. It doesn’t matter that the error was clearly on the part of their optical reader. It doesn’t matter that the CSR I spoke to could plainly see in the app that everything I was saying was both true and factual. Unless I can produce the physical check, I should feel free to go ahead and bend over.

I’ll be the first to accept partial blame in this case. I should have verified that the transaction was completed and the deposit actually made into my account. At the same time, I had hoped the local credit union would be willing to work with an account holder who has never been anything but in good standing to at a minimum roll back the service charges that would never have accrued if their fancy new app actually worked as advertised. I’d almost expect that treatment from one of the too-big-to-fail banks, but the fact is I found them easier to work with on most things.

I’ll be calling the home office tomorrow. If they can’t resolve this in at least a partially satisfactory way, I’ll probably just go ahead and end my experiment with community banking $100 poorer and far more suspect of “new and improved” capabilities.

Civis Americanus…

I’ve just started seeing reports of a second American citizen, a journalist covering the war in Syria, being beheaded by Islamic extremists.

Two Americans are dead at the hands of these thugs and still there is a deafening silence from the White House. We don’t have a strategy. The American president has so much as said he doesn’t want to engage and that his administration doesn’t have courage to lead this great Republic in a war of retribution against those who would do harm to our countrymen.

I’m reminded of a first season episode of The West Wing, when President Bartlett notes how Rome responded when a citizen was killed. He said, “Did you know that two thousand years ago a Roman citizen could walk across the face of the known world free of the fear of molestation? He could walk across the Earth unharmed, cloaked only in the protection of the words civis Romanus — I am a Roman citizen. So great was the retribution of Rome, universally understood as certain, should any harm befall even one of its citizens… Where was the retribution for the families, and where is the warning to the rest of the world that Americans shall walk this Earth unharmed, lest the clenched fist of the most mighty military force in the history of mankind comes crashing down on your house?!”

I’m sick of hearing that the United States doesn’t have the stomach to be an occupying power. We’ve been occupying Germany and Japan since 1945. We’ve been occupying Puerto Rico since 1898. Our warships patrol every seaway across the globe. We’re already an occupying power in fact if not in word. It’s time we get over the self-denial and self flagellation about that. A hundred years from now keeping the lid on a batshit crazy world will be someone else’s problem, but today it’s ours.

As such, if I were President this afternoon my statement of strategy would be simple: I have directed the Secretary of Defense to begin offensive military operations using overwhelming force against Islamic radical elements in Syria and Iraq and in any other location where they harm or threaten to harm the interests or citizens of the United States. I have directed my Secretary of the Treasury to seize all assets and freeze all accounts held by or known to support terrorist elements. I have directed my Secretary of Commerce to place an immediate trade embargo on all countries known to support terrorism or those doing business with countries known to support terrorism. I am invoking Article 5 of the NATO Charter and calling on our allies to take immediate steps to place themselves on a similar war footing. Those countries who shirk their long standing treaty obligations are no longer considered strategic allies of the United States. I am calling on Congress to vote an immediate declaration of war and directing every resource of the United States government towards eradicating the threat of radical trans-national terrorism by stem and root. There are no terms except unconditional surrender.

To do anything other than rise to this challenge is an act of cowardice and wholly unworthy of the United States of America.

Break’s over…

So a few of you (probably those who haven’t been around very long) might think that after a four day hiatus from posting I’d be back and better than every. Sadly, only part of that is true. I’m back. It doesn’t feel like I’ve been gone. And the muse didn’t see fit to endow me with a week’s worth of brilliant posts for your amusement. Trust me when I tell you that I’m far more disappointed than you are about that particular turn of events. If you spend enough time writing (or trying to write), disappointment is just one of the emotions you learn to live with as a constant companion.

I’ve extended the long weekend one extra day so instead of throwing myself back to the wolves tomorrow I’ll ease into it on Wednesday. I’ll try not to rub in the fact that it’s only going to be a two day week for me, but I’m not going to lie and tell you that doesn’t make me awfully happy. Instead of brilliant posts of experiences on the road, I’ll be reaching into the old grab bag this week to see what notes I have left over from posts that never quite got fleshed out. It’s not the most original approach, but there are a few nuggets in there that are likely too good to waste. In the meantime, I’m sure that by mid-morning Wednesday the restive effect of these days off will have been worn away and I’ll find myself with plenty of new stuff that needs saying.

It’s Monday again and even though it’s not a “school night” for me, it definitely feels like the break’s over.