What Annoys Jeff this Week?

1. The difference 30 minutes makes. Leaving the office on time gets me out and away minutes ahead of the big rush of traffic trying to squeeze out a couple of undersized gates and onto the also undersized surrounding highways. It shouldn’t surprise anyone that I’ve put some thought and analysis into minimizing the amount of time I spend fiddling around in traffic.  You see, the difference in leaving 30 minutes later in the afternoon translates into getting home a full hour later than I usually would… so it’s not so much an issue of minding staying in harness for an extra 30 minutes, but the fact that that 30 minutes really costs me a full hour. Anything that slices that deeply into my evening is bound to top the list of things that annoy me.

2. When I tried to warn you. If I come to you four or five times over a period of a few weeks trying to give you a heads up that something is coming along that will bite you in the ass if you ignore it, there’s a fair bet that’s exactly what’s going to happen. I’ve been at this a while now. I don’t cry wolf and I don’t ask for top cover very often. When I do, it’s probably something you should have on your radar. Otherwise, 20 hours before the thing happens you’re going to end up getting hit with a fast moving shit sandwich, wonder how the hell it came out of nowhere, and then get all angsty and aggravated that something that could have been easy turned into a smoking hot mess. I know being the guy who says “I told you so,” isn’t the best look, but I did tell you so. Sadly, I have very little control over what anyone chooses to do with that information even when they have been forewarned.

3. Failure to close. I should have been closing the sale of my condo today… but thanks to various banks, lawyers, and the state of Maryland, I’m not doing that. Instead I’m carrying the place into another month – making another mortgage payment, paying the insurance, and paying the utility bills. Plus, after three and a half weeks of planning, I’m just finding out that the damned home owners association that I’ve been paying into for almost 20 years hasn’t spit back the two page form they’re supposed to fill out so now I’m leaving never returned phone messages for them trying to determine what their dysfunction is. Buying a house is the single most stressful thing I’ve ever done… but don’t kid yourself, selling one is almost if not just as much of a pain in the ass.

A dark and rainy Friday…

As I was sitting here on a dark and rainy Friday morning seething quietly after cutting a check for a $1825 special assessment from my condo’s governing HOA, I realized it’s been a few days since I posted anything. What can I say, rage, it seems, beings out my inner soul as a writer – or maybe it’s just the catharsis I need after getting gang banged by a homeowners association board who must have been holding on to a shit ton of proxies when they voted.

I’m always curious about those who see rental income as a surefire pathway to wealth. Maybe it is under certain circumstances – if you’re local and can do many of the repairs yourself, if you paid cash and aren’t using at least a portion of the rent to make the note, or if you aren’t governed by an HOA that’s at least as good at spending other people’s money as the United States Congress. I’ve been renting out this condo since 2003 and I’ll admit that there have been a few good years – those years when nothing breaks and there’s no damage to be repaired. Those years are the rarity. Far more often it’s a break even proposition where you’re lucky to be about $500 into either the black or red by year’s end. Then, of course, there are those years where you end up pouring your own cash into the place hand over fist. No one talks about those years when they tell you what a great idea it is having a rental property.

At least the bastards got the bills out in time to use the whole damned mess as a 2018 deduction instead of having to wait an additional year to recoup a few pennies on the dollar. When your “bright slide” is consoling yourself that you have something to help offset the decreased federal deductibility of state and local taxes, you’ve really got to rethink the whole plan from start to finish.

This dark and rainy Friday is going to largely be about resisting the temptation to drive down there and nail a for sale sign to the door and being done with the whole bleeding mess.

The hood life…

My neighborhood has an internal Facebook-style social media site that keeps homeowners apprised of the latest news of our small slice of Ceciltucky. The vast majority of updates are made when someone is having a yard sale, there’s going to be an association meeting, or some other important civic event. This past week, though, the whole feed has been given over to a recent spate of crimes that threaten to drag our quiet neighborhood down into the gutter with Baltimore or the unfortunate souls who live in Elkton proper.

You see, over the last three days there have been empty bottles of Mike’s Hard Lemonade found thrown into several yards. One of these bottles had the audacity to land in someone’s driveway and shatter. On another thread, there is news of an unnamed presidential candidate’s sign that was stolen from someone’s yard. The neighbors are up in arms over the effrontery of the vandals, thugs, and hoodlums plying their trade in our usually bucolic subdivision.

There’s wild talk in the hood about installing gates, and cameras, and streetlights and I love my neighborhood for having such a massive hissy fit of an overreaction to a $5 crime. It’s one of the ways I know I’m among good people. After spending a few years living in a suburban Memphis neighborhood where car windows were regularly smashed and at least one burglary was reported a month, I just kind of chuckle to myself. This is probably the safest neighborhood I’ve ever called home so I’m cautiously optimistic that cooler heads will prevail before someone calls an association meeting to approve a special assessment for security upgrades.

My guess, if only based on the type of bottles involved, is that it’s local neighborhood kids being stupid. Sure, you’ll want to stop that before it escalates beyond a few thrown bottles and a missing yard sign, but in the grand scheme I don’t think we’re seeing the birth of a new and terrible criminal enterprise along the banks of the Elk River.

Now if you’ll excuse me, I’ve got to go back to living the hood life here on the upper reaches of the Eastern Shore.