1. Logging in. When I boot up my work computer in the morning, I have to log in using my access card and PIN. When I log into Outlook, I use my access card and PIN. One Drive? Access card and PIN. Teams. One more time, log in with access card and PIN. Just to start the day I have to log in using the same credentials four to five times depending what opens on startup. I’m sure there’s some important network security reason this is necessary, but it feels dumb and is 100% a daily irritant. 

2. Upgraded masks. For the last two years, I’ve survived plague free by 1) being vaccinated and boosted, 2) generally avoiding people as much as practical and 3) wearing a standard cloth face covering whenever I had to go into a questionable indoor environment. It hasn’t felt like all that big an ask. With the latest variant, word has gone out that it’s advised to switch over to more robust masks – primarily N95 or KN95 style respirators. That’s well and good, but I’ve spent a ridiculous amount of money so far on various upgraded masks and a host of add on extenders, inserts, and other bits to get a better fit. So far, no combination of any of them has given me a mask that doesn’t immediately blow hot air around my nose and cheeks and turning my glasses into a solid wall of fog sitting on the end of my nose. Not falling victim to the Great Plague is important, but if I can’t be both maximally protected and fog-free, I’m going to have to err on the side of being able to see what the hell I’m doing when I need to leave the house.

3. Maryland’s Republican governor has proposed eliminating taxes on retirees as a means to discourage people from spending their working lives here and then immediately decamping for jurisdictions that don’t tax retirement income. For those who will face a potential tax bill from Maryland when they retire, it has to be a consideration. For instance, if you have the longevity to enjoy a 20-year retirement and the state reaches into your pocket to the tune of $4,000 a year, that’s upwards of $80,000 you’re leaving on the table for the convenience of not moving to a more tax friendly state. That’s not the kind of win the Democratic controlled general assembly will want to hand a popular Republican governor. Given Maryland’s historic love of raising taxes on its residents, it’s not the kind of thing they’d want to do if there the governor was a Democrat, either. I’m an unabashed lover of my native state, and I’d love to be able to make a plan to stay here along the shores of the Chesapeake forever, but unless our fearless leaders end up endorsing a plan like this, finances are all too likely to dictate otherwise when the time comes.