What Annoys Jeff this Week?

1. I have an exercise bike I’ve used pretty consistently since I lived in Tennessee. It was my one concession to coming home from siting at a desk all day and then sitting down at home and sitting in front of another monitor for three or four hours. Since I moved to the new place here, it’s been a dust collector. With the yard demanding less attention and slowly gearing up for the part of the year when I don’t want to be outside, I though it was high time to get it our of semi-retirement and get back into the routine… which would have been good except for the electrical system that fried somewhere between here and there. As per usual, due to planned obsolescence the repair parts commonly available don’t quite fit, so the whole things is sitting in pieces in the back bedroom waiting to see whether it gets repaired, replaced, or if I just say the hell with my head nod towards exercise.

2. Every afternoon I pass a deli that offers steamed crabs in the summer. They’re good crabs. A few times I summer I’ll stop on a Friday night and pick up a dozen with a six pack. It’s hard not to like that kind of dinner. The thing that annoys me is the enormous sign that says “CRABS!!! EBT Welcome!!!” People end up getting food assistance for all manner or reason, but there’s just something about a taxpayer subsidized steamed crab dinner that makes me twitchy. With a bushel of #1 jimmy’s running upwards of $200 in mid-summer, it feels like an extravagant thing to even advertise. Paying for the essentials is one thing, but using public assistance for what by any assessment is a pure luxury feels wrong. If that makes me sound like a judgmental prick, well, ok. Maybe I’d be less annoyed if someone else was paying for my blue crabs.

3. I’ve seen several articles this week where robots are taking the place of flesh and blood workers. I’m not sure why anyone would be surprised by this. With the push for a $15 an hour minimum wage I suspect we’ll see a lot more people replaced with technology. Those jobs that can be automated, will be automated. Gaining operational efficiencies like that will be the corporate solution for paying $15 an hour to people doing work that can’t be effectively automated. No business that wants to stay in business is going to stand quietly and take it in the bottom line. They’ll find their cost savings somewhere – and with the biggest expense of many service oriented businesses being personnel costs, none of us should be surprised where they go to find those savings. It’s what happens when we pass laws without consideration for second or third level effects. Whoops.

What Annoys Jeff this Week?

1. Greece. What’s the problem? You ginned up a mountain of bills and now suddenly don’t want to pay because it’s too hard. It’s unfair. The big countries are picking on you. God it sounds so familiar – like exactly what happened when so many people in this country found themselves in homes they couldn’t afford “through no fault of their own.” Except see, there is fault. There is definite fault when you spend other people’s money without any reasonably expectation of ever being able to pay it back. Putting your financial house in order is painful. It sucks. All the free stuff people thought they were entitled too is suddenly not free – or not there because you can’t afford it. And the only way the economy keeps on working is if people who loan money can expect to get that money back. It’s a loan, not a gift after all. I feel ever more strongly that the US is headed in a similar direction to our Greek friends. $18 Trillion in loans aren’t going to pay back themselves – and they’re certainly not going to get paid while we continue to add more debt to the pile. If Greece’s gnashing of teeth is any indicator of the howl that will go up when the US realizes we can’t afford to be all things to all people, we’re in for one hell of a rough ride.

2. Negotiating with terrorists. According to the US government it’s now OK for our fellow citizens to negotiate with terrorists. While I won’t pretend to imagine the nightmare that is having a family member or loved one in the hands of ISIS, I can tell you that I wouldn’t want my family to be responsible for providing aid and comfort to the enemy in the form of a substantial cash donation on my behalf. What I would like, on the other hand, is for the armored fist of the most powerful nation in the world to come crashing through the terrorist’s front door in an effort to a)rescue me and b) eradicate the terrorists who believe kidnapping an American citizen will end well for them. If Option A and Option B are mutually exclusive, please feel free to exercise Option B with as much lethality as necessary to get the job done. And then drop a few more 1000-pound bombs just to stir up the dust and make the rubble bounce a bit for good measure.

3. The joys of home ownership. Don’t get me wrong, I love the house. It crossed off just about every feature I had on my list. Having been in it now for three months, though, some of its warts are showing… and by warts I’m referring to the perpetually moist basement / piss poor foundation grading and drainage / sieve-like window well combination that I’ve been fighting since spring time turned into Maryland’s version monsoon season. Between the landscape contractors looking at fixes to my own modest efforts at improving the around-the-house drainage situation trying to get a grip on the underside of this not so old house has become something of a second job. Now I know it’s mostly just a function of sealing up the window well, correcting the drainage, and adding on a secondary source of electricity to keep the pumps chugging along… but just now, with another couple of days of rain in the forecast, my patience – something never know to be in vast supply – is wearing even more thin than usual.

The must haves…

Because I like lists and I’m feeling much more lazy than usual this evening, you’re getting a brief glimpse into the things I’m thinking about while I’m laying out my ideas for the back yard. Since they’re going to be shoving around a respectable amount of dirt I thought it would be helpful to go ahead and spell out exactly what I’m expecting out of this little project – especially since I’m looking for bids from three or four different companies. It’s only fair that I evaluate them using the same basic list of must haves versus wants. It’s certainly helped clarify my own goals… especially since I haven’t started assigning a dollar value to anything yet.

So far, the list looks a little like this:

Must haves:
1. Re-grade yard to drain away from house in the garage/porch area – add piped drainage if sufficient negative slope can’t be achieved
2. Remove mulched bed around a/c condenser – replace with sod/grass. Note this is a future zone for placing a backup generator so finish will need to support eventual placement of poured concrete pad
3. Remove boxwood shrubs at back porch steps, transplant to empty bed in front of house if feasible
4. Remove and dispose of “sticker bush” shrub at rear of house
5. Reinstall/replace sidewalk in existing area – all hardscape to be flush with surrounding ground/crossable with riding mower

Nice to haves:
1. Hardscape patio in current location of step down from porch – approximately same size as existing porch
2. Ramp/shallow steps from porch to ground level
3. Cut and haul away pine tree nearest house in front yard
4. Install privacy screen/surround for a/c condenser unit and similar screen for trash and recycling containers

The must have list is the bare minimum that’s going to have to be done regardless of cost… the rest, well, I’ll stretch the budget to allow for as many of them as possible… if there’s any budget left once the main effort is accounted for that is.

Gutter (or Why $15 an hour is a bad idea)…

“Hi, my name is Jeff. I’d like to scheduled someone to come out and clean my gutters.” That’s how it started. Simple enough. Like thousands of other calls for service across the country every day of the year. The rest of the conversation, though, went something like this…

Gutters-R-Us: Sure, we’d be happy to come out and give you a free estimate.

Jeff: Uh, no, that’s ok, I really just want to schedule the service.

Gutters-R-Us: We need to do a free estimate.

Jeff: So I can’t just tell you the linear feet, number of downspouts, and pitch of the roof?

Gutters-R-Us: We need to do a free estimate. It’s free.

Jeff: Yeeeeaaaaahhhhh. OK. When can you do that?

Gutters-R-Us: Next Wednesday.

Jeff: *Sighs deeply* What time next Wednesday?

Gutters-R-Us: Is one o’clock ok?

Jeff: Yes. That’s fine.

Gutters-R-Us: *90 second pause*

Jeff: *Clears throat*

Gutters-R-Us: Sir, are you still there? Is one o’clock ok?

Jeff. Yep. One is still ok with me.

Gutters-R-Us: Oh. I thought you were checking your calendar.

Jeff *Bangs head repeatedly on desk*

Gutters-R-Us: OK…We’ll see you on Wednesday. I’ll send an email to confirm.

Jeff: Thanks. *weeps softly for the future of the republic*

So I know “how much is it going to cost” is the first question most people ask. The fact is, I really don’t care. I know the ballpark they’re going to be in. Their service came recommended by two independent sources. I just want someone to show up and clean the damned gutters so I don’t have to schlep around for an entire afternoon doing it myself.

This should have been a simple thing. It’s not moving an armored division across a continent. It’s not flying around the world in a solar powered plane. It’s coming to my house with some ladders, a hose, and a couple of brushes and getting the gunk out of the gutter. I really would just like someone to show up and do that and then send me the bill. Easy peasy.

Instead, now I’m going to have to take at least part of two days off… one of which will be dedicated to someone coming to my house to tell me things I already know (that I would have been happy to tell them over the phone or document with photographic evidence in order to save them the trip and save me the time).

If anyone wants to know why I oppose a $15 an hour minimum wage, I’ll enter this as Exhibit A.

Inspection…

I spent most of the afternoon following the home inspector around, peppering him with questions, and generally making sure he wrote as many issues as I could come up with into his notes. It’s not that I’m trying to prove it to be a bad house, but anything I can get fixed now is less money that’ll have to come out of pocket later. After the beating I took selling Memphis, I’m afraid I don’t have much sympathy for a seller.

That’s one more major hurdle in the home buying process is complete. There were a few things that will likely end up on my “must fix” list, but for purposes of not playing my hand here on the publicly viewable internet, I’ll just say that most things were in working order and it wouldn’t take all that much to correct the deficiencies we found. The negotiation will come down to how much of that they want to do and if I’m willing to accept it if it’s not done. Hopefully we’ll all be able to keep going along with the knowledge that none of this is personal and at this stage it really is just business.

Subject to negotiating acceptable repairs, we’re basically down to final approval of the financing package. But for now, I’m just ready for bed. I’ve forgotten – or blocked out – just how exhausting this entire process is.

What Annoys Jeff this Week?

1. Neighbors. Tuesday night, one of the strong storms passing through the area cleaved several large branches off a tree in the neighbor’s yard. Two of those large limbs landed squarely in my yard, so after work I got out the saw, cut them up and piled them neatly for burning once they’ve hand a few weeks to dry out. The third of the limbs to come down fell in the neighbor’s yard, but landed in such a way that it snapped one of my fence posts and buckled several rails. Two days later, I’m still looking at that downed limb lying across a crumpled fence from my kitchen window. The neighbors have been home. I’ve seen the kids playing in the yard and I’ve seen their vehicles come and go, but neither of them has broached the subject of the limb, or the fence. We’re now engaged in a great game of seeing how long it takes the neighbor takes to do some basic yard work and if they’ve got the personal integrity to at least offer to take care of the repairs. Given my observation over the last four years, I won’t be holding my breath waiting for either of those things to happen. If the shoe were on the other foot, I’d have addressed the issue already… and therein clearly lies the problem of holding others to the standards to which I hold myself.

2. Standing corrected. I hereby retract that mean things I said about my credit union yesterday. I discovered today that the fault was all mine for making a boneheaded mistake writing out the damned check. Mea culpa, mea culpa, mea máxima culpa.

3. Attempted guilting. Since the office is now officially down to four, there’s apparently going to be a self-appointed chief of attempting to make everyone feel guilty about taking time off, “because then everyone else is sooooooo busy.” Maybe if I were a better person, I would feel guilty. Then I remember that I didn’t create the staff shortage and that I’ve earned every hour of leave I’ve banked over the last eleven years, so I’m going to go ahead and schedule it when I need it rather than when it’s convenient for someone else. I’ve got problems enough of my own without giving in to attempted guilting. Nice try, though.

Mexican standoff…

I might not be quite fanatical about lawn care, but it’s a pretty close run thing. In fact, “not fanatical” might just be a matter of degree, but compared to one of my two neighbors, I’m downright lax with my mowing and trimming routine. Normally that’s not much of a problem because the other neighbor lives somewhere on the other end of the mowing spectrum. Over there, they live by the once-a-month-is-good-enough standard. Sure, it’s bothersome, but I’m slowly learning to live with the things I can’t control. That’s not really the point, though.

The point, unfortunately, is that mine is now the neighborhood yard most in need of a good going over. While I’d very much like to take care of that problem, my John Deere is currently rated as out of service and unable to perform its primary mission. Loosely translated, after replacing the fuel filter, spark plug, and checking the fuel lines, I can’t keep the damned thing running for more than 45 seconds and even then it’s working at about 10% power. That means the yard is coming up on two weeks un-mowed and it’s starting to make me twitchy. The fact that it’s rained off and on every other hour for the last three days isn’t helping matters at all.

The fine people from the local Deere dealer are coming out on Friday to give it a diagnosis and attempt a repair on site. If that doesn’t go as planned, they’ll haul it away and bring it back up to operating standard at the shop. Of course if that happens, there’s no way of knowing when I’ll get my green machine back in service. That puts me in an awkward position of either a) accepting that the grass is going to be a foot tall or worse before I can do anything about it or b) ask the neighbor who actually takes meticulous care of his yard if I can borrow his tractor for an afternoon.

They’re both equally unappealing options. The former because it is an open admission of defeat and the latter because I’m completely uncomfortable borrowing a piece of equipment from the guy whose garage and workshop are cleaner than the kitchens in most commercial restaurants. It seems I’m in a Mexican standoff with myself. If things aren’t up and running on Friday, there’s not much chance of it ending well.

The Money Pit…

I bought a house two days after Christmas in 2007. The plan was to live there three to five years, build a little equity and then cash out and use it as a down payment on a house with a little property around it. Well, what I didn’t expect was the magical imploding workplace, a passionate desire to be almost anywhere other than Memphis, and the worst housing market since someone decided they should start keeping records on such things. That’s the short version of how I became an absentee landlord for the second time in ten years.

If you’ve been keeping up, you know all about the $500 driveway repair that bloomed into a $5000 project to repair a ruptured sewer line, and re-pouring 400 square feet of concrete. The latest turn of fate as raised the stakes on that little project. Let;s just say that the latest estimates have found their way into the low five figures… and that’s before anyone has so much as started digging. As it turns out, all 1600 square feet of concrete driveway now needs to be broken up, the sewer line trenched to a depth of 6 feet from the curb to the house (and pass a new city/county inspection), and then the giant gaping pit in the front yard has filled in so the concrete people come to lay a brand-spank-me new driveway from the garage door to the street.

If you hear an enormous sucking sound coming from the south-western tip of Tennessee, don’t worry, that’s just my house; the Money Pit, the Bane of my Existence, the Evil Soul Crushing Destroyer of Joy, also doing business as a delightful 3 bedroom, 2 bath contemporary on a well kept 1/5 of an acre that I’d burn to the ground with a smile on my lips and a song in my heart if it wouldn’t mean going to jail.

Thoughts on being a slum lord…

Sometimes I think the slum lords get it right. They buy the buildings cheap, pack in the tenants, collect as much rent as possible, and let the building fall apart until its time to abandon it and move on. Landlording is easy if you don’t bother to reinvest in the property. Sink not draining? Tough. Water heater acting “funny”? Who cares. Driveway collapsing? So what. By the time someone gets around to making them fix it, the building will be too far gone to save anyway and they’ll be on to the next deal. Yeah, sometimes I think the ones who just let the place fall in on itself have the right idea. Buying the property is the easy part. It’s the maintenance that’s going to kill you in the long run.

Some day, almost anyone who’s ever owned a home ponders the thought of being a landlord. Someone else is paying you to live in your place. Sounds like a license to make money, right? Well, let me disabuse anyone out there thinking about doing it of that notion. A rental property is pretty much a black hole into which you’re going to throw a never-ending stream of money. It’s like having a boat without the perk of, you know, actually having a boat. It’s going to start with an easy sounding $500 repair to the driveway, which will morph into needing to remove half of the driveway, which then becomes digging up the a trench across driveway and replacing a section of sewer pipe, and ultimately becomes a project remove the entire driveway, trenching deep enough to meet code (since the original builder didn’t bother with that), replace the entire sewer line from the house to the street, and then lay down an entirely new driveway over the freshly fixed and sparkling new swear line. By the time it’s done, your $500 “it’ll only take a few days” repair job will turn into a month long $7000 fiasco involving two city inspections, several pieces of heavy equipment, and a squad of bonded and insured union tradesmen. And you’ll get the joy of watching it all happen from 1000 miles away and hoping that someone down there actually has half an effing clue what’s going on.

So yeah, when you’re seized by the idea of being a landlord, save yourself the time and trouble and just go to the bank, take out a couple of thousand dollars, and set it on fire right there in the parking lot. You’ll have just as much to show for your troubles.

The rites of spring…

It’s the time of year again. The neighborhood is full of whirring lawnmowers (except the house behind mine of course), the plants are blooming, and everyone seems more or less ready to get on with the warm weather. Being completely anal retentive, I’ve been planning for this moment for the last two months. The lawn equipment has had its oil changed, blades sharpened, and a supply of premium fuel laid on. Spring isn’t so much about enjoying nature as bringing it to heel after it’s months long free for all during the cold season.

Since it’s been nice enough to live with the windows open in the evening, I haven’t started fiddling with bringing the air conditioners back to life… that was until I started to “un-winterize” the a/c unit the cools the entire downstairs. When I wrapped things up for the winter, I was pretty confident that I had killed off the mold that had been growing inside the unit. Sadly, I was wrong. This wasn’t a new fight, of course. I had waged holy war on this mold almost since the day I moved in, kicked on the air, and wondered “what’s that God-awful smell?” But I thought I had finally struck on the right combination of vinegar, bleach, and random HVAC cleaning supplies from Home Depot to set things right. As I mentioned before, yeah, I was most definitely wrong.

To help set the stage, you need to know that this is the single biggest window-mounted air conditioner that I have every personally seen. It’s so large that it’s actually permanently bolted and caulked into the window. Sure, technically it’s a window unit, but it’s basically like having a central air condenser bolted directly to the window. Seriously. It’s big. If I had to bet, I’d guess it’s 300 pounds easy. And that’s really where the problem starts.

You see, every website on earth tells you that to properly clean mold out of a window air conditioner, the first thing to do is take the unit out of the window and remove the metal housing so you can access the interior spaces where the nastiness is building up. Since this beast is bolted to the house, something tells me these particular directions are not going to apply. Even if I could do any of that without demolishing the window itself, there’s not a chance that I could pull it off as a one man job, which brings us to my point… It’s time for yet another awkward conversation with the landlord about appliances and the need for regular preventative maintenance.

I foresee our talk going something like this:

Me: The air conditioner in the living room is full of mold.

Landlord: Did you clean it?

Me: *rolls eyes* Of course. The mold is inside the housing. It needs to be disassembled and cleaned properly.

Landlord: You can’t do that?

Me: No.

Landlord: That’s going to be expensive.

Me: Probably, but less expensive than me buying a new air conditioner for the living room and deducting it from next month’s rent.

Landlord: %$#*

Me: *smirk*

That conversation should be taking place any time now. It happens less and less often these days, but it’s one of those friendly reminders that living in someone else’s house still sucks.