Tag Archives: value

On crypto…

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Scan the big news sites and it won’t take long to find an article where someone is decrying cryptocurrency as some kind of scam that swindled poor unsuspecting victims out of their life savings and now the bank will inevitably foreclose on the farm while Ma and Pa are tossed out to the ditch.

It makes an attention grabbing headline, but doesn’t garner any sympathy from me. It’s safe to say that most people don’t know the basics of how the Federal Reserve “creates money.” I’d wager that far fewer know with any kind of precision how an asset like Bitcoin really works, but here we are with scads of people wondering how they suddenly lost so much value, even when they didn’t know how it was generated in the first place.

You can almost hear the outcry now, begging for the government to place increasingly restrictive regulations on cryptocurrency and save the ill- and under-informed from themselves. Letting people live or die with their own decisions doesn’t play well in front of the cameras, I suppose.

In the interest of full disclosure, I hold a very small position in crypto. Mostly it’s a hedge against fear of missing out rather than any expectation of it ever shooting the moon. With much of it picked up back in 2017, I guess you can say I’m long on this brave new frontier of finance. I think some interesting things will come of it, even if no one seems quite sure what any of those will be yet.

Waste…

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Despite making reasonable efforts, one thing I’ve found impossible to avoid as an army of one is generating a fair amount of food waste. 

Every Saturday morning, the weeks leftovers, bread that’s started to mold, crackers gone stale, spring mix that’s slimed, and whatever other food is around that I’m just not going to eat, gets hauled out and dumped over the fence. The local critters seem to appreciate it, but it’s absolutely money out the window. I’d be lying if I said there wasn’t also some low-level of guilt for what I nonchalantly throw out on a weekly basis, particularly given the increased cost of food and the sometime scarcity of staple products in our plague environment.

I’ve done my best to reduce recipe sizes but when I’m just feeding me there’s always some left. The easy answer would be to dramatically reduce the types of things I buy – just bread instead of bread and buns and English muffins. That’s fine if someone wants to be so self-sacrificing, but I like each of those things in a different preparation – sourdough bread for dipping in my over medium eggs and bacon butties, hamburger buns for, well, hamburgers, roast beef, and chicken sandwiches, and English muffins for breakfast sandies in all their various forms.

That just considers the various bread products that make regular appearances here at Fortress Jeff. Meats, produce, and most other grocery categories are equally represented. Some people are fanatical at cutting anything resembling waste. As much as I wish I was one of them, there are just limits to what I’m willing to eliminate because money is only one measure of value.

Having options is the measure that appeals most to me. The serious granola and sandals types won’t like it, but at least the local wildlife is appreciative. 

A 90% solution…

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Since moving into this house, I’ve spent a decent amount of time pondering home automation, or more specifically how the home’s systems can work for me rather than me working for them. Some things are fairly straight forward – like heating and cooling. Even there, though, I’m using my fancy wifi-enabled, sensing thermostat as a simple programmable controller. It turns out the location of my thermostat in the main hallway didn’t get enough passing traffic for the thing to ever get a proper sense of when I’m home versus when I’m not. It also never really grasped my version of what constitutes a comfortable indoor temperature. It ended up being more useful to build my preferences directly into the program and then lock it in rather than hope the smart system would smarten up. My phone gives me a reminder on Sunday evenings to tweak the plan to account for planned schedule changes in the week ahead. The trend leaders would roll their eyes at this version of “automation,” but it works for me.

Lighting is the other bit of the puzzle that I’ve opted to keep dead easy basic. The new automated lighting systems can let you manage “scenes” throughout the house. It looks slick as hell on HGTV or YouTube. It’s also a thousand miles beyond what I need my lights to do. My favor of simplicity is driven by a single factor – I’m fanatically committed to my routine. That means most of my needs are met by old fashioned mechanical timers rather than connected fixtures. It doesn’t cover a few things like the task lighting in the kitchen or the overhead lights in the bathroom, but overall lights start turning on five or ten minutes before I get out of bed in the morning and then proceed, switching on and off room by room, as I go though the day. True automation, would gain me the ability to fine tune things a bit – and control light sources other than lamps – but I can’t see how that additional utility would be worth the cost of making the transition.

When it comes down to it, I don’t generally need fully connected, internet of things home automation. I’ve survived 43 years of my toaster not talking to my refrigerator and I don’t see much gain for enabling them to do so… and I’m old enough to be absolutely horrified at the thought of my front door lock being controlled from somewhere in the cloud. Maybe if I get the chance to build a last and final house, I’ll bring in more automation – things that make sense when built in from the ground up. For now, I’m leaning hard into my routine – and accepting the 90% solution priced out at $25 opposed to an “automation” solution that could easily have run to the thousands of dollars. I might never have a properly automated home, but I’ll have one that operates “just so,” and that feels like the real goal here.

Top load or: The old fashioned way…

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Six years ago when I bought the current homestead, it came with a Bosch front loading washing machine. It’s quite a piece of kit. It’s got approximately 40 buttons on it and about 3700 different settings for getting your clothes just the right kind of clean (I guess). Honestly, I never loved it. Two hour wash cycles and having to let the door hang open for days after a load of laundry in order to avoid the stench of mold and mildew kind of turned me off of the whole front load concept.

Its replacement should be here in about a week. It’s a standard top loader from Whirlpool. Aside from the various rounded edges, it looks like home washing machines have looked in America for decades. No glass top, three or four knobs controlling maybe a dozen settings, and one button. My only concession to modernity was opting for the slightly more efficient impeller model versus a true agitator.

It’s not the kind of machine that turns the laundry room into a showplace, but it’s exactly what I wanted. I’m not the kind of person who wants to spend a lot of time tweaking settings on wash day. I want to dump in some detergent, pick hot or cold water, and push the start button… the same way I’ve been washing laundry my entire life, with the exception of the last six years when I was left to deal with someone else’s front loading ideal.

Plus, my nice middle of the road top loader still ended up costing less than the estimated repair on the ailing Bosch. I consider it a win both for personal preference and value for money.

The screecher next door…

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Sitting around the emergency vet on a Friday night with not much to distract you leaves a lot of time to think… and to observe the comings and goings of those moving around you in the world. The thing I observed most on Friday night… and then again on Sunday morning was the genuine imitation outrage that so many people felt when they were expected to pay for their pet’s emergency treatment.

The ones in the treatment room right next to mine would have been hard to miss, even if I wasn’t casting around for something to occupy my mind while we waited. They’d have been hard to miss because just after 11PM, one of then started screeching that the estimate to treat their dog was “too damned much” for what they seemed to think was a simple treatment – blood work, xrays, and emergency surgery to set or amputate a broken leg.

The value people put on things is always curious. You’re at a vets office in the closing minutes of a Friday night. They have a huge staff who are all being paid for overnight weekend work. They have diagnostic imagery tools that a decade or two ago would have been rare at a lot of rural hospitals treating people. You’re paying to have access to doctors, techs, and technology at a time when almost nothing else is open. As much as the staff at one of these places may love animals, money is what keeps the doors open at times when you might otherwise have to wait 48-72 hours to have your dog seen.

Look, I don’t love spending emergency vet kind of money, but I get why it comes with a premium price tag. Even if I didn’t get it, I’d know better than to scream at the twenty-something young tech who’s trying to walk me through the options because I’m not an awful human being. I’m sure someone will say lashing out angrily is a perfectly natural response in a stressful circumstance… but I’d really prefer it if they didn’t lash out and agitate the people who I’m going to need focused in on taking care of my own pup after they’ve finished up with the screecher next door.

The virtue of Prime…

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After getting my notice of another Amazon Prime subscription price increase, I’m realizing that I either need to start using it for more than watching 10 episodes of The Grand Tour a year or get rid of it. I signed up way back when Prime’s major benefit was two day shipping on books. Although it offers many more features now, I find I’m barely using it for any of them. With many of items I’ve bought from Amazon recently not making the 2-day shipping window and/or being damaged to some degree in packing or transit, it’s starting to feel like less of a bargain overall – especially when Amazon has opted to push it over the $100 price point.

I’m well aware that arguing over the value of $21 per year increase is patently ridiculous on its face, but there’s just something about that three-digit bill that really sets me wondering just what the hell I’m paying for and if it’s actually worth it. In all likelihood I’ll just go along letting apathy and inertia carry it along, but don’t let that in any way be confused with my willingness to bitch and complain every year when that $120 bill shows up in my list of financial transactions… because I still want my dented and damaged crap showing up in two (or three or four) days.

I supposed that’s what Amazon has been counting on all along.

Unfilled with asshattery…

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Well, it’s been nice pretending that I have all the time in the world to dink around the yard, troll every junk shop in three counties, and put my feet up to read whatever happened to strike my fancy. However, due to the completely unreasonable need to generate income in order to continue to provide food, shelter, and medical care for myself and my four-legged dependents, time is about to return to its usual status as my most precious commodity. Maybe that means I appreciate it more, but it’s a theory I’d be perfectly happy to put to the test as early as practicable.

I’ll be back at it tomorrow, making the devil’s bargain of time for money. I know I needed the down time, but I’m equally sure that whatever restive effects I’ve earned will be reduced to near zero sometime before the clock strikes noon tomorrow. It’s about as unavoidable as the rising sun. At least that first roll of the eyes won’t arrive as a shock. I know it’s coming.

Until then, I’ll make the most of the peace and quiet and enjoy one last afternoon unfilled with total asshattery. If there’s anything that long stretches of free time teaches me it’s that I can’t value those highly enough.

Stood up…

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For purposes of this post I’m operating under the assumption that we’ve all gone through that awkward phase when we’re dating and actually trying to impress people. While things aren’t quite as awkward as that here in Cubicle Hell,  effs to give.pngthere are certain moments when it feels like it is actually far worse. By way of example, I was stood up today. Twice. I haven’t found myself sitting quietly and quite alone at a table like that since sometime in the late 1990s.

The up side is that being stood up at the office doesn’t generally feature deep, painful rejection of you as a human being or potential sexual partner. It does, however, send the unmistakable signal that your time isn’t worth a tinker’s damn and that the one doing the standing up had something more important to do. Believe it or not, I can almost understand that. I’m a cog way down deep in the belly of the beast. There are absolutely people whose time is more valuable than mine. I understand that with perfect clarity and I’m fine with it.

What I’m not fine with is that no one even bothers with an explanation. Lord knows I’m not sitting around waiting for an apology, but a simple explanation or some acknowledgment that there was some intentional or unintentional pooch-screwing and that as a result your time was wasted would be nice. I have it on good authority that from time to time people may appreciate that kind of gesture. Some people, anyway. Others have clearly already been pushed well past the ability to give any additional fucks.

What Annoys Jeff this Week?

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1. Selling online. There are a few pieces of lawn equipment and other odds and ends I don’t have use of anymore. For ease of listing and in hopes of not dealing with too many crackpots, I opted to post them on the local neighborhood website instead of Craigslist. In retrospect I would have been far better off just loading everything in the truck and hauling it over to the dump. I know I’ve spent at least $150 worth of time answering questions about a $25 item. Lesson learned. From here on out I’ll just throw stuff away. It’s not worth the aggravation for so little return on investment.

2. Walking and talking. If you’re on your phone and wander into the street without paying the least bit of attention I should be within my rights to hit you with the truck. I’m not talking about flattening anyone, but it feels like giving these dipshits a glancing blow with the side mirror should be accepted if not encouraged.

3. Connectivity. Having access to email and the Internet are pretty much my only real job enablers. I’m sure I could do at least some of the work without those tools, but everything would take days longer than it should. Some of it I can get done by phone but the “must have a signature” stuff not so much. If you’re a knowledge worker access to a function network isn’t a convenience or a perk, it’s a necessity. If you the employer can’t provide that then you’d best not look at me cross eyed when I start telling you there are things I can’t do. Like it or not, without connectivity there’s no path between Point A and Point B that doesn’t involve hand written letters and a book of stamps.

Plumbed…

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Every time I hire a plumber I’m struck with a moment of wondering why I’m paying good money to have someone do things I could do myself. Then I generally remember that I’ve probably tried, and failed, to do the work myself and that’s why I called the plumber in the first place. Yes, they’re expensive. Yes, they disrupt the household. Yes, there are other things I’d rather be spending my money on. Then again, I do like indoor plumbing so there’s the rub.

With time and practice, trial and error, I don’t doubt there’s any system in this house that I couldn’t eventually learn to repair in its entirety. While I have many skill sets, though, plumbing and electrical aren’t currently among them. Maybe they should be, but they’re not.

In most cases it boils down to the value of time. Some small things are easy enough, can be whipped out in an hour and life can return to normal. Others, well, that’s when it pays to know what your own time is worth and be willing to farm out the jobs that are going to eat up too much of it.